Residential Loans


Purchase, bridge, cash out, fix & flip, rehab & new construction

Simple and efficient approval, funding & loan disbursement process.

Acquisition Only/Refinance
  • Rates Starting From 8.99% 
  • Loan to Cost: Up to 75%
  • Asset-based Approach
  • Loan Amounts: $300,000 and up


Special Feature

If you choose to convert from an acquisition loan to a rehab loan, we’ll credit a portion of the acquisition loan points to the new rehab loan.

Fix and Flip
with Easy Draw
  • Rates Starting From 8.99% 
  • Loan to Cost: Up to 75% plus Rehab
  • Single Transaction, Dual Purpose
  • Loan Amounts: $300,000 and up


Special Feature

Acquisition and Rehab in one loan.
Rehab Funds up to 25% of Acquisition Cost.
First rehab advance funded at permanent loan closing.

New Construction
or Major Rehab
  • Rates Starting From 8.99% 
  • Loan to Cost: Up to 80%
  • Loan to Value: Up to 75%
  • Loan Amounts: $300,000 and up


Special Feature

Streamlined and expedited draw request system and ability to cross - collateralize for additional liquidity.

Terms

  •  Transaction Type: Non-owner occupied only
  •  Location: California Only
  •  Closing Timeline: 7-10 business days (faster if time sensitive)
  •  Loan Term: 6-36 months
  •  Loan Extension Options: Yes
  •  Lien Position: Generally 1st (2nds case by case)
  •  Loan Origination Fee: 1.5%-3.0%
  •  Prepayment Penalty: None
  •  Brokers Protected: Absolutely
  •  Multiple Borrowing Entities: OK
  •  Quick & Easy Setup
  •  Recourse & Non-Recourse Available










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